Bought it again

With interest rates being so low, we refinanced again (we’ve only lived here 18 months).

We used Ally Bank to refinance and was able to lock in an interest rate of 2.375% for a 15 year!

The savings from the previous 15 year loan at 3.5% will be more than $35,000.

Mountain of paperwork saying we agree to pay what we owe.






2 responses to “Bought it again”

  1. Sheri Avatar

    Dang. I have seriously been thinking about this but balancing it with the idea of paying extra per month to knock out a lot of the interest without having to pay for a refinance. 🤔

    1. Dustin Hartzler Avatar

      We rolled some of the closing costs into mortgage, so we didn’t need too much cash to refi. It added a bit of principal to the mortgage, but I think it was worth it.

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